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limits, changing from the last-in first-out method of valuing inventory to the first-in first-out method, cutting nonmandatory expenses for short periods, or attributing regular business expenses to a one-off, nonrecurring event. The Bottom Line Investors should always do their homework before investing in a stock. That means analyzing the company’s financial report to get a true picture of how it is doing. Don’t just fixate on the headline numbers the company wants you to read or trust that analysts or somebody else will do the job on your behalf. Go through everything yourself and do it with a skeptical eye.

for what you need. "They should prepare for higher health costs; things like mobility issues. You don't really think about that, but a lot of times that's not always covered. When a mobility issue comes up, you'll have to pay out of pocket for it," she said. That's where your emergency fund can come in. Your emergency fund should be larger to protect your retirement account, Wheaton said. "You generally don't want to pull large sums of money from retirement accounts at one time. If you do have an emergency or a medical expense you have to pay for, it's nice to pull it out of your emergency fund, as opposed to pulling it from your retirement account." That way, your retirement money will continue growing and be there when you need it, while your emergency fund will help to make sure the unexpected is covered, too. Liz Knueven Personal Finance Reporter

will vary based on your income, expenses and other factors. For instance, $10,000 may be enough for a single person with minimal expenses and no debt. A married couple with children, a mortgage and multiple car payments may want to save more than $10,000. How Much To Keep in Savings vs. Checking Accounts It’s important to strike the right balance between your checking and savings accounts. Typically, you should only have about one to two months’ worth of expenses in your checking account. “A checking account should include enough to cover your next month’s expenses, and the remainder of your emergency fund should be in savings,” said Justin Haywood, president and co-founder of Haywood Wealth Management. “Checking accounts typically have very low interest rates, so you don’t want your entire emergency fund there.” In addition to having a savings account dedicated to emergency savings, you may want to consider opening different savings accounts for different financial goals. Besides ...

everyone by changing sport from a space for only specific kinds of bodies (white, male, cis, hetero, able, young and elite) to sport for all bodies. If sport is for everyone, sport must be (re)imagined in ways that make it more accessible. Sport for all abilities: A pathway to inclusion Too often, the easy answer is that sport cannot be both competitive and inclusive. Sport with improved classification for cognitively and intellectually disabled athletes can happen along with the Paralympics. Sport can also be done in other ways that bring competition and inclusivity together. Mixed ability sport is one way that sport is re-imagined. Mixed ability sport organizations, such as International Mixed Ability Sports, show how sport can be changed by changing our minds about how sport is done. Ringette Canada and Rugby Ontario are two examples of how sports organizations in Canada are changing by offering mixed ability sport opportunities that include athletes of all abilities. We all, wh...

An eligible Burington County voter must be a U.S. Citizen who is at least 17 years old (though you may not vote until you have reached the age of 18) and a resident of Burlington County for at least 30 days before an upcoming election. Eligible voters can register at the Superintendent of Elections Office at 301 Harper Drive, Moorestown, online at https://nj.Gov/state/elections/voter-registration.Shtml or at the County Corner Store location in the mall on Saturdays when Superintendent of Elections staff are present. Paper voter registration forms are also available online and can be mailed to the Superintendent of Elections Office. Voters can check their registration status online at https://voter.Svrs.Nj.Gov/registration-check . Courtesy of Burlington County

cautiously. "The reason I'm advising caution is you said you and this person used to have a turbulent relationship. There's no guarantee just because they've been chummy with you to make things easier at work that they won't turn on you and throw you under the bus," user JupiterSkyFalls wrote. NBCUniversal / The Office "It all depends on your relationship with this coworker. I've been on the other side of this where I was about to be fired and my coworkers, some of whom I was extremely close to, kept their mouths shut fearing retaliation," user JG307 wrote. "I get where they were coming from now, but at the time it was an incredibly hurtful betrayal. Not that they didn't choose me over their own jobs (I would never ask that of anyone) but that they didn't trust me to take the heads up and still protect them." Tell us what you would do in the comments. Do you owe your coworker a heads up, or is it better to be safe than sorr...